LIVE SHOW REPLAY Are You Truly Living Below Your Means or Just Barely Getting By?
Financially Confident Christian - A podcast by Ralph V. Estep, Jr.

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Ever feel like you’re doing all the “right” financial things but still falling short? In this special live episode of Ask Ralph, Ralph and Craig unpack six powerful, everyday habits that faithful stewards can use to find more peace, freedom, and consistency in their finances. From packing lunch and canceling unused subscriptions to the 24-hour impulse rule and shopping your house first, they revisit key moments from a week of shows and listener questions. Whether you’re a seasoned budgeter or just beginning your journey, this conversation is packed with honest insight and encouragement for those who are tired of barely getting by.Read today's blog articleCheck out the full podcast episode hereYou’ll hear practical tips, relatable stories, and biblical wisdom on how to shift from surviving to stewarding. Ralph and Craig don’t just talk about money—they talk about mindset, motivation, and how small changes can lead to real transformation. If you’ve been feeling scattered, stuck, or spiritually disconnected from your financial habits, this episode is your reminder that progress is possible, one intentional step at a time.Chapters:00:13 - Transitioning to Financially Confident Christian and Sneak Peek at The New Show!04:48 - Exploring Financial Freedom Through Practical Steps15:18 - Understanding Subscription Creep and Its Impact on Financial Awareness40:20 - Shopping Your House First: The Power of Decluttering and Resourcefulness59:26 - Mindful Consumption and ResourcefulnessTakeaways: We tackled some super helpful daily steps to save cash, build savings, and grow your business, all while keeping the faith front and center. Packed lunches can save you loads of cash, but how do we keep it exciting? Think mason jar salads and delicious wraps, no boring sandwiches allowed! Beware of subscription creep! Those sneaky little charges can drain your wallet faster than you think. Time to cancel what you're not using! Utility bills can be lowered intentionally! Focus on one utility at a time and implement simple habits, like adjusting the thermostat or turning off lights. LISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail MessageBuy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business JourneyBuy Ralph's Book -