My credit score has dropped below 700, what do I need to stop doing right away to improve my credit score?

Are you frustrated by unexpected drops in your credit score? Do you feel like you're doing everything right, yet your score still takes a hit? Many people struggle with maintaining a good credit score, even when they think they follow all the rules. Imagine checking your credit score one day only to find it has plummeted below 700 points for no apparent reason. It's a shock that can leave you feeling helpless and confused.  Listen to Ralph Estep, Jr. on the Ask Ralph Podcast as he explains the key factors that can unexpectedly lower your credit score and provides pro tips on stopping them from dropping.How Can I Quickly Improve My Credit Score After It Drops Below 700? With Ralph Estep Jr. In this show, Ralph explores the hidden factors impacting your credit score and reveals creative strategies for improving it quickly. From becoming an authorized user on someone else's credit card to strategically requesting credit limit increases, we'll cover methods you may have never considered. Take control of your credit score and unlock better financial opportunities. Discover how you can transform your credit profile starting today!00:00 Episode Overview00:51 Listener’s Question01:34 Bible Verse02:03 What Causes Your Credit Score To Drop Unexpectedly?02:18 High Credit Utilization Ratio02:34 Late Payments 03:03 Hard Credit Inquiries 04:05 Inaccurate Information 04:43 Changes In Credit 05:25 How Can You Start Improving Your Credit Score Quickly?05:37 Tip #1: Become Someone Else’s Authorized Credit Card User06:27 Tip#2: Pay Down Balances As Aggressively As Possible.07:09 Tip#3: Use Credit Cards Responsibly07:45 Tip#4: Consider Adding New Types Of Credit8:52 Episode Recap09:33 OutroLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail MessageBuy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business JourneyBuy Ralph's Book - How to Become a Financially Confident ChristianWant to be a guest on Financially Confident Christian? Send Ralph Estep, Jr. a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1704313698808231d175d3ba6Tired of feeling stuck in your business? Discover my 12-week coaching program...