What Are My True Values, and How Do They Guide My Spending?

Have you ever looked at your bank statement and thought, Where did it all go? In this episode of Financially Confident Christian, Ralph invites us to go beyond habits and social pressure to explore how our spending decisions can (and should) reflect what matters most. If you're tired of financial stress and regret, this episode will help you identify your top values and start aligning every dollar with your God-given purpose. When your heart and your wallet are in sync, you experience the freedom and clarity that come from spending from your true valuesRead today’s blog articleCheck out the full podcast episode hereYou’ll walk away with a practical action step: define your top 3–5 values and do a “values test” on your recent spending. Ralph also offers simple examples of how to shift your finances in small but powerful ways—whether it’s cutting a subscription, redirecting a donation, or setting aside time for a family night. This isn’t about restriction; it’s about living intentionally and letting your money tell the right story.Chapters:00:16 - The Value of Money: Understanding Our Spending Habits01:13 - Understanding Our True Values in Spending05:40 - Aligning Values with Financial Choices07:17 - Aligning Financial Decisions with Core Values10:33 - Aligning Spending with Values12:46 - Trusting God in UncertaintyTakeaways: Understanding our true values helps us align our spending with what truly matters in life. Intentional living is key to financial freedom and helps break the cycle of shame. Every dollar spent reflects what we value; it's like casting a vote for our priorities. Misaligned spending creates stress and guilt, but aligning spending with values brings peace and purpose. Links referenced in this episode:financiallyconfidentchristian.com/masterLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail MessageBuy Ralph's Book - Mastering Your Finances! Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business JourneyBuy Ralph's Book -