Why should I choose a credit union over a traditional bank?

Choosing a credit union over a traditional bank can significantly impact your financial journey, especially when it aligns with your Christian values. Ralph Estep Jr. shares his extensive experience as a credit union executive, highlighting the key differences between institutions that prioritize profits and those that genuinely care for their members. Through compelling stories, he illustrates how credit unions prioritize people over profits, providing personalized service and community support. Listeners are encouraged to seek financial relationships that reflect their values, making informed choices that foster both personal and communal growth. Tune in to learn how to navigate the world of banking with a focus on faith-driven financial decision-making—and discover why it’s time to choose a credit union.https://www.askralphpodcast.com/choose-a-credit-union/Podcast Timestamps:00:00 Episode Overview00:52 Listener’s Question02:41 Bible Verse: Proverbs 11:1403:16 Credit Union Stories09:15 The Credit Union Difference15:48 Credit Union Statistics and Growth17:28 What Makes Credit Unions Fundamentally Different19:34 Call to Action22:09 Action Steps: Making the Switch to a Credit Union24:11 Final ThoughtsTakeaways: Credit unions prioritize people over profits, offering personalized service and community support. Choosing a financial institution that aligns with your values can lead to greater satisfaction. Successful loans at credit unions often consider character and community impact over credit scores. Credit unions have been instrumental in helping local businesses and individuals achieve their dreams. A strong emphasis on financial education helps members make informed choices about their money. The member-owned structure of credit unions allows profits to benefit the community directly. Links referenced in this episode:Ask Ralph Insiders Community https://mailchi.mp/askralph.com/groupAsk Ralph Show Live https://askralphpodcast.com/liveWhat is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/ Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/Companies mentioned in this episode: Chrysler LISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page